05 August 2015

For those of you who are able to plan approximately when you have your baby

Gabriel was born in January, and this baby will be born in September, and I have some thoughts about baby having at those different times of year.


Nice things about having a September baby:
  • All of my baby related healthcare costs are hitting in one calendar year. I hit my deductible early, and my deductible is not going to reset midway through my pregnancy. In fact, by the time I actually have this baby, I'll also have hit my out of pocket maximum for the year, and the entire hospital/birthing portion will be cost-free. 
  • Related to the above, I've hit my deductible! Everyone go make all of your elective appointments! Dermatologist! Chiropractor! Acupuncturist! THIS IS THE YEAR!
  • Gabriel is at his dad's for most of the summer, which was also most of my third trimester, which meant that I didn't have to care for any extra humans and got a lot more rest than I would at another time of year.
  • My leave perfectly covers the winter holidays, and I start back at work in January.
Terrible things about a September baby:
  • You have to be pregnant through the ENTIRE summer.
Things that were nice about a January baby:
  • It wasn't hot during my third trimester.
In conclusion, having your baby in the final quarter/third of the year is cheaper and gets you off work during the holidays, but you have to be hugely pregnant in August, which is terrible.